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Relocating to San Diego
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Congratulations on your new
job and on relocating to San
Diego. Your company probably has a generous package
of relocation benefits for you, and has given you a list
of approved San Diego real
estate agents and mortgage lenders to use. Generally
this list is not thoroughly examined for the qualifications
of all the agents in the San Diego area. These are usually
not the best agents and they won’t save you time
or make the move smoother.
Many companies seek to reduce relocating expenses by receiving
referral fees from San Diego real
estate agents and mortgage lenders. Those San Diego
real estate agents on the “approved” list
are not so much qualified as they are willing to give
back some of their fee to your company. That is why your
company might say your relocation benefits are in jeopardy
if you don't use the approved San
Diego agents.
Not all of the agents on the list are incompetent, but
they aren’t necessarily all certified however. You
should never let your company assign an agent to you.
Ask for a list of all the agents and interview them just
like you would on the open market. Have them send you
their promotional real estate materials. Then go ahead
and choose who you'd like to work with.
Be careful when using the approved San Diego mortgage
lender as well. Lenders didn’t get on the recommended
list because they offered the best interest rates. It
might be worth your while to get a couple of other competitive
quotes just to make sure that you're not paying too much
for your loan.
If you have a favorite agent who isn't on the list you
can still use them. Many times a real estate agent can
get approved by your company by simply talking with the
relocation company and agreeing to their fee structure.
That way you can work with the agent you're comfortable
with and you get your relocation benefits too!
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