Important Things to Avoid Before Buying a Home
| » Don’t Move Money Around » The Effect of Changing Jobs » No Major Purchases of Any Kind |
Don’t Buy a Car – or Did You Already Buy One?
| » When Income Grows and You Want to Buy “Stuff” » Debt-to-Income Ratios and Car Payments » How Buying a Car Reduces Your Purchase Price |
The Business Cycle and Buying a Home
| » Recession and Expansion » Supply and Demand » Should You Try to “Time the Market”? |
Comparable Sales and Your Offer Price
Major Factors Influencing Your Offer Price
Offering to Purchase Real Estate – the Basics
| » Introduction and Overview » Contingencies in a Purchase Offer » Earnest Money Deposit » The Closing Date » Transfer of Possession |
Writing an Offer – Safeguards Regarding the Property
| » Disclosures From the Seller » Condition of the Property Upon Transfer » Inspections You Should Require » Final Walk-Through Inspection |
How Financing Details Affect Your Offer
| » Down Payment » Interest Rates » Closing Costs and Financing Incentives » Seller Financing » Cash Offers » Other Financing Details in Your Offer |
How FDA and VA Financing Affects Your Offer
| » Extra Costs for the Seller » VA and FHA Appraisals |
Selecting Service Providers
| » You and the Seller Must Agree » Escrow and Settlement » Title Insurance » Termite and Pest Inspections |