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Important Things to Avoid Before Buying a Home
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Don't Move Money Around
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The Effect of Changing Jobs
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No Major Purchases of Any Kind
Don't Buy a Car - or Did You Already Buy One?
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When Income Grows and You Want to Buy "Stuff"
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Debt-to-Income Ratios and Car Payments
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How Buying a Car Reduces Your Purchase Price
The Business Cycle and Buying a Home
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Recession and Expansion
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Supply and Demand
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Should You Try to "Time the Market"?
Comparable Sales and Your Offer Price
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Determining Your Offer Price
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Comparable Sales in the Public Record
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Comparable Sales in the Multiple Listing Service
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Comparable Sales - Pending Transactions
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Other Factors Influencing Your Offer Price
Major Factors Influencing Your Offer Price
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How Property Condition Affects Your Offer
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How Home Improvements Affect Your Offer
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How Market Conditions Affect Your Offer
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How Seller Motivation Affects Your Offer
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The Final Decision on Your Offer Price
Offering to Purchase Real Estate - the Basics
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Introduction and Overview
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Contingencies in a Purchase Offer
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Earnest Money Deposit
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The Closing Date
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Transfer of Possession
Writing an Offer - Safeguards Regarding the Property
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Disclosures From the Seller
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Condition of the Property Upon Transfer
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Inspections You Should Require
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Final Walk-Through Inspection
How Financing Details Affect Your Offer
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Down Payment
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Interest Rates
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Closing Costs and Financing Incentives
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Seller Financing
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Cash Offers
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Other Financing Details in Your Offe
r
How FDA and VA Financing Affects Your Offer
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Extra Costs for the Seller
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VA and FHA Appraisals
Selecting Service Providers
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You and the Seller Must Agree
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Escrow and Settlement
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Title Insurance
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Termite and Pest Inspections
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